Asset Finance in Western Australia: Opportunities and Challenges
Western Australia is a resource-rich state with a strong economy. The region is home to a variety of businesses, from small and medium-sized enterprises (SMEs) to large corporations. Many of these businesses rely on asset finance to purchase and maintain the equipment and machinery they need to operate. What is asset finance? Asset finance is […]
What’s happening with Australia’s interest rates and how govt is helping new buyers?
With lots of people coming off fixed rates right now, it’s no surprise that an enormous amount of refinancing is occurring as borrowers look to switch to lower-rate loans. The latest Australian Bureau of Statistics (ABS) data has revealed that borrowers did $20.60 billion of refinancing in August, which was 3.9% lower than the month […]
Sustainable Business Practices and Green Financing Options: A Pivotal Partnership
Sustainable business practices & green financing options are essential for protecting the environment and ensuring a healthy future for all. Businesses of all sizes can adopt sustainable practices, from reducing their energy consumption to using recycled materials in their products. Green financing is a type of financing that supports sustainable business practices. This can include […]
Investing in Equipment: Is Leasing or Buying Right for You?
When you need to investing in equipment for your business, one of the first decisions you’ll need to make is whether to lease or buy. Both options have their own advantages and disadvantages, so it’s important to weigh the pros and cons carefully before making a decision. Leasing Leasing is a type of financing in […]
Cautious Australian consumers cut back on spending in 2023
Revenue is falling in a significant number of industries, based on the latest monthly data from the Australian Bureau of Statistics. Between June and July, revenue fell in seven industry groups: By contrast, revenue rose in six industry groups: Roy Morgan’s consumer confidence index for the week of September 11–17 reported that consumer confidence rose […]
RBA leaves the cash rate at 4.10%
The Reserve Bank of Australia (RBA) has left the cash rate at 4.10% for the fourth consecutive month, as many commentators had expected. While the RBA has said in the past few months that it may increase the cash rate in the future, many commentators believe that rates have now peaked. Inflation will be the […]
The ABCs of Commercial Finance in Western Australia
A beginner’s guide to understanding commercial finance, its nuances in Western Australia, and how businesses can benefit from it. The Western Australian economy is diverse and includes a range of industries, such as mining, agriculture, tourism, and manufacturing. This diversity means that there is a strong demand for commercial finance in the state. There are […]
Aperto Finance Insights
In this edition, we delve into crucial updates on: Aperto Finance Service, Perth, Karratha, Broome, Kalgoorlie, and Mt Hawthorn. Shadow Economy “Most Reported” Industries The term “Shadow Economy” denotes activities conducted outside of tax and other regulatory frameworks. In the 2021–22 fiscal year, the ATO received 43,000 reports about businesses operating in this manner. Common […]
