Mortgage Broker in Perth
First Home Buyers
At Aperto Finance, we know everyone is different. That’s why we have tailored offerings to suit every situation.
What’s more, is that our team is comprised of individual specialists, who are experts in their respective area. That’s why we have developed the trilogy of home and investment property offerings:
We help first home buyers
We help first home buyers through the process of getting a home of their own. We start at idea phase, work through how much they can borrow, guide them through the pitfalls of finding a home and helping them with their loan approval and getting the keys to their new home.
We are focused on YOU
We are a service completely focused on the best outcomes for you, with access to over 37 lenders for loan approvals, and experience across house and land packages, established home purchases, off-the-plan apartments and more.
We simplify the process
We simplify the process for first home buyers and give them honest advice at every step, arming you with the important information so that you can make the right decisions and get the home you have always dreamed about.
We Can Coach You
Even if you have existing debts, we can coach you through cleaning-up your existing loans so that you can start looking for a home now.
New Purchase or Refinance
- Initial borrowing capacity assessment and Letter of Eligibility, which you can use to narrow down your price range and show you are eligible to borrow.
- Property Report on any property you are considering placing an offer on, showing recent sales in the area, how long it has been on the market and the estimated value of the property. This will quickly help you understand whether the asking price is fair, and at what level you should be placing an offer.
- Assistance with the terms of your offer, particularly around deposit amount, finance date and settlement date. This ensures you have the flexibility you need to see the purchase through successfully.
- End to End finance application. We take the difficulty out of dealing with the banks and make it simple. With 37+ lenders on our panel, we will compare the best options for you and ensure you end up with the very best offering in the market.
Truly Independent Private Banking.
Single relationship, unlimited private banking access.
Borne out of the desire for lasting relationships, which turn into trusted partnerships.
Aperto Private is a new dimension for private banking clients, as we work for you, and not for the bank. This simple shift in mindset is what differentiates us from the staff of the private banks who you have dealt with in the past.
Aperto Private is a truly unique concept, granting our clients full access to all of the major Private Banks in Perth, through a single relationship with us.
Whether you are a self-directed client seeking to select from the very best products irrespective or provider, or you are wanting a full-partnership service, we are always your first point of call, as we take the time to understand what you want. And because time is precious, we don’t forget.
We are not a private bank. We bring the best of the private banks to you.
Qualifying Criteria
- Total lending above $1.5 or
- Gross household income at or
- above $250k per annum; or
Net asset position of $2.5m or above; or
A member of one of the following:
- Accountant (CA, CPA, CFA or FIAA)
- Legal professional (Barristers, Judges, Lawyers, Solicitors)
- Medical professional (Dentists, GPs, Hospital-employed Doctors, Medical Specialists, Optometrists, Pharmacists, Veterinary Practitioners)
- Mining, Energy & Resources Professionals (Manager & Executive level employees, Surveyors, Mine Surveyors, Quantity Surveyors, Geologists/ Geophysicists, Engineers)
- Sports professionals (Professional Athletes (all sports), Professional Coach)
- Entertainment Professionals (TV, Film, Theatre, Music, Fashion).
